QUIZ IAPP - CIPP-US - UPDATED STUDY CERTIFIED INFORMATION PRIVACY PROFESSIONAL/UNITED STATES (CIPP/US) DUMPS

Quiz IAPP - CIPP-US - Updated Study Certified Information Privacy Professional/United States (CIPP/US) Dumps

Quiz IAPP - CIPP-US - Updated Study Certified Information Privacy Professional/United States (CIPP/US) Dumps

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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q43-Q48):

NEW QUESTION # 43
What type of material is exempt from an individual's right to disclosure under the Privacy Act?

  • A. Material used to determine potential collaboration with foreign governments in negotiation of trade deals.
  • B. Material requires by statute to be maintained and used solely for research purposes.
  • C. Material reporting investigative efforts to prevent unlawful persecution of an individual.
  • D. Material reporting investigative efforts pertaining to the enforcement of criminal law.

Answer: D

Explanation:
The Privacy Act allows agencies to exempt certain records from some of its provisions, including the right to disclosure, if the records fall within one of the categories specified in subsections (j) or (k) of the Act. One of these categories is records maintained by an agency or component thereof which performs as its principal function any activity pertaining to the enforcement of criminal laws, including police efforts to prevent, control, or reduce crime or to apprehend criminals, and the activities of prosecutors, courts, correctional, probation, pardon, or parole authorities, and which consists of (A) information compiled for the purpose of identifying individual criminal offenders and alleged offenders and consisting only of identifying data and notations of arrests, the nature and disposition of criminal charges, sentencing, confinement, release, and parole and probation status; (B) information compiled for the purpose of a criminal investigation, including reports of informants and investigators, and associated with an identifiable individual; or ?reports identifiable to an individual compiled at any stage of the process of enforcement of the criminal laws from arrest or indictment through release from supervision. 5 U.S.C. ?552a (j) (2). Therefore, material reporting investigative efforts pertaining to the enforcement of criminal law falls within this category and can be exempted from the right to disclosure under the Privacy Act.


NEW QUESTION # 44
In what way does the "Red Flags Rule" under the Fair and Accurate Credit Transactions Act (FACTA) relate to the owner of a grocery store who uses a money wire service?

  • A. It requires the owner to implement an identity theft warning system
  • B. It mandates the use of updated technology for securing credit records
  • C. It is not usually enforced in the case of a small financial institution
  • D. It does not apply because the owner is not a creditor

Answer: D

Explanation:
The Red Flags Rule is a regulation that requires financial institutions and creditors to implement a written identity theft prevention program that is designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account1. A creditor is any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit2. A covered account is an account that a financial institution or creditor offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a credit card account, mortgage loan, automobile loan, margin account, cell phone account, utility account, checking account, or savings account2. A money wire service is a service that allows customers to send or receive money electronically3. The owner of a grocery store who uses a money wire service is not a creditor because he or she does not regularly extend, renew, or continue credit to customers. Therefore, the Red Flags Rule does not apply to the owner of a grocery store who uses a money wire service. References:
* 1: FTC, Red Flags Rule, https://www.ftc.gov/business-guidance/privacy-security/red-flags-rule
* 2: FTC, Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business,
https://www.ftc.gov/tips-advice/business-center/guidance/fighting-identity-theft-red-flags-rule-how-guide-
* 3: Alessa, Wire Transfer Red Flags: Understanding Money Laundering and Fraud Risks,
https://alessa.com/webinars/wire-transfer-red-flags-and-fraud-risks/


NEW QUESTION # 45
The CFO of a pharmaceutical company is duped by a phishing email and discloses many of the company's employee personnel files to an online predator. The files include employee contact information, job applications, performance reviews, discipline records, and job descriptions.
Which of the following state laws would be an affected employee's best recourse against the employer?

  • A. The state data destruction statute.
  • B. The state personnel record review statute.
  • C. The state UDAP statute.
  • D. The state social security number confidentiality statute.

Answer: C

Explanation:
The state UDAP statute, which stands for Unfair and Deceptive Acts and Practices, is a law that protects consumers from unfair or deceptive business practices. In this case, the employer's failure to protect the employee's personal information from a phishing attack could be considered an unfair or deceptive act or practice that harmed the employee. The employee could sue the employer under the state UDAP statute for damages, injunctive relief, or other remedies. The other options are not relevant to this scenario, as they deal with different aspects of data protection, such as confidentiality, access, or destruction of personal information. References:
* [IAPP CIPP/US Study Guide], Chapter 8, Section 8.3.1, page 227
* IAPP CIPP/US Practice Questions, Question 153, page 13


NEW QUESTION # 46
Privacy Is Hiring Inc., a CA-based company, is an online specialty recruiting firm focusing on placing privacy professionals in roles at major companies. Job candidates create online profiles outlining their experience and credentials, and can pay $19.99/month via credit card to have their profiles promoted to potential employers. Privacy Is Hiring Inc. keeps all customer data at rest encrypted on its servers.
Under what circumstances would Privacy Is Hiring Inc., need to notify affected individuals in the event of a data breach?

  • A. If law enforcement has completed its investigation and has authorized Privacy Is Hiring Inc. to provide the notification to clients and applicable regulators.
  • B. If Privacy Is Hiring Inc., reasonably believes that job candidates will be harmed by the data breach.
  • C. If the job candidates' credit card information and the encryption keys were among the information taken.
  • D. If the personal information stolen included the individuals' names and credit card pin numbers.

Answer: C

Explanation:
Under the California Consumer Privacy Act (CCPA), a business that collects personal information of California residents must notify them of a data breach if their personal information is subject to unauthorized access and exfiltration, theft, or disclosure as a result of the business's violation of the duty to implement and maintain reasonable security procedures and practices. However, the CCPA excludes encrypted or redacted personal information from the definition of personal information, unless the encryption key or security credential is also compromised. Therefore, Privacy Is Hiring Inc. would need to notify the affected individuals only if the encryption keys were also taken along with the credit card information, as this would render the encryption ineffective and expose the personal information to unauthorized access. The other options are not relevant to the CCPA notification requirement, although they may be relevant to other laws or best practices. References: CCPA (Section
1798.150), IAPP CIPP/US Study Guide (p. 63-64)


NEW QUESTION # 47
SCENARIO
Please use the following to answer the next QUESTION
Otto is preparing a report to his Board of Directors at Filtration Station, where he is responsible for the privacy program. Filtration Station is a U.S. company that sells filters and tubing products to pharmaceutical companies for research use. The company is based in Seattle, Washington, with offices throughout the U.S.
and Asia. It sells to business customers across both the U.S. and the Asia-Pacific region. Filtration Station participates in the Cross-Border Privacy Rules system of the APEC Privacy Framework.
Unfortunately, Filtration Station suffered a data breach in the previous quarter. An unknown third party was able to gain access to Filtration Station's network and was able to steal data relating to employees in the company's Human Resources database, which is hosted by a third-party cloud provider based in the U.S. The HR data is encrypted. Filtration Station also uses the third-party cloud provider to host its business marketing contact database. The marketing database was not affected by the data breach. It appears that the data breach was caused when a system administrator at the cloud provider stored the encryption keys with the data itself.
The Board has asked Otto to provide information about the data breach and how updates on new developments in privacy laws and regulations apply to Filtration Station. They are particularly concerned about staying up to date on the various U.S. state laws and regulations that have been in the news, especially the California Consumer Privacy Act (CCPA) and breach notification requirements.
What can Otto do to most effectively minimize the privacy risks involved in using a cloud provider for the HR data?

  • A. Request that the Board sign off in a written document on the choice of cloud provider.
  • B. Negotiate a Business Associate Agreement with the cloud provider to protect any health-related data employees might share with Filtration Station.
  • C. Ensure that the cloud provider abides by the contractual requirements by conducting an on-site audit.
  • D. Obtain express consent from employees for storing the HR data in the cloud and keep a record of the employee consents.

Answer: C

Explanation:
The best way for Otto to minimize the privacy risks involved in using a cloud provider for the HR data is to ensure that the cloud provider abides by the contractual requirements by conducting an on-site audit. This would allow Otto to verify that the cloud provider has implemented adequate security measures, such as encryption, access controls, and backup systems, to protect the HR data from unauthorized access, use, or disclosure. It would also allow Otto to check that the cloud provider is complying with the applicable privacy laws and regulations, such as the CCPA, the APEC Privacy Framework, and the breach notification requirements. By conducting an on-site audit, Otto can identify any gaps or weaknesses in the cloud provider's privacy practices and address them promptly. This would also demonstrate due diligence and accountability on the part of Filtration Station, which could mitigate the legal and reputational consequences of a data breach. References:
* [IAPP CIPP/US Study Guide], Chapter 3: Data Assessments, pp. 77-78.
* IAPP CIPP/US Body of Knowledge, Section III: Government and Court Access to Private-sector Information, Subsection B: Cross-Border Data Transfer, Topic 2: APEC Privacy Framework.
* IAPP CIPP/US Practice Questions, Question 125.


NEW QUESTION # 48
......

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